An all-risk
insurance cover
Cover risks that may affect both
home and commercial properties.

What is All Risks Cover?

This insurance product provides cover against accidental physical loss or damage to specified items as a result of any cause which is not specifically excluded from the policy.
What's in it for you?
  • Fire and Theft
  • Explosions
  • Natural calamities like floods, storms, earthquake, landslides, rockslides, land subsidence
  • Riot and strikes
  • Malicious damages

The policy safeguards against losses caused by:

All Risks
How do I apply?

Step 1: Fill in proposal form

Step 2: Get a quotation

Step 3: Submit schedule/list of covered items

Step 4: Provide KRA Pin and certificate of incorporation

Step 5: Make premium payments

Below is our step by step application process:

woman sitting on couch reading her tablet
TALK TO US  If this product is what you've been looking for, get in touch with us. Want to know more about the All Risks Cover?The questions below will give you more insight into the product.

    Some of the perils not covered include:

    • Electrical or mechanical breakdown or faulty manipulation.
    • Wear, tear, gradual deterioration and vermin
    • Consequential loss of any kind or description
    • Political and terrorism-related losses