What is All Risks Cover?
This insurance product provides cover against accidental physical loss or damage to specified items as a result of any cause which is not specifically excluded from the policy.
- Fire and Theft
- Explosions
- Natural calamities like floods, storms, earthquake, landslides, rockslides, land subsidence
- Riot and strikes
- Malicious damages
The policy safeguards against losses caused by:

Step 1: Fill in proposal form
Step 2: Get a quotation
Step 3: Submit schedule/list of covered items
Step 4: Provide KRA Pin and certificate of incorporation
Step 5: Make premium payments
Below is our step by step application process:

- Electrical or mechanical breakdown or faulty manipulation.
- Wear, tear, gradual deterioration and vermin
- Consequential loss of any kind or description
- Political and terrorism-related losses
Some of the perils not covered include: