What is Contractors Plant and Machinery Cover?
This cover offers protection against any loss or damage to the contractor’s plant and machinery from any causes specified under the policy.
- At work or at rest
- Being dismantled for the purpose of cleaning or overhauling
- In the course of the aforementioned operations themselves
- Are in the course of subsequent re-erection
This product covers sudden accidental physical loss or damage from any cause (other than those specifically excluded) to construction plant and machinery whether the insured items are:

Step 1: Request for quotation
Step 2: Fill proposal form
Step 3: Provide RDB certificate for the company.
Step 4: Premium payment
Step 5: Sign contract
Below is our step by step application process:

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- Fire, Lightning and allied perils,
- Riot and strikes
- Malicious damage
- Transit risks,
- Theft and Burglary
- Collision and collapsing
- Electrical or mechanical breakdown
- Damage or loss as a result of gross negligence
- Boiler explosions
- Pre-existing defects or any damage for which the manufacturer is responsible
- Vehicles damaged on public-use roads
Causes of loss or damage covered under this product include:
Some of the items not covered include:
