What is the Electronic Equipment Cover?
This is an insurance product that covers losses or damage to electronic equipment, loss of external data media, and any increased working costs incurred following the use of hire alternative electronic equipment after a loss.
- Fire, lightning and explosions
- Design, manufacturing, assembly and erection faults, defects in casting and material, workshop errors, bad workmanship
- Faulty operations and gross negligence
- Malicious acts of workmen, employees, third parties
Losses due to the following causes are covered:
Our simple application process involves filling in a proposal form and providing a list of the electronic equipment you want to be covered as well maintenance and inspection records of said equipment. Once you do this, you will receive a quotation. after which you will provide your KRA pin and certificate of incorporation and make the premium payment.
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- War or warlike operations, civil commotion of any kind as well as acts on the part of strikers and locked-out persons
- Willful acts or willful negligence on the part of the insured or of his representatives
- Faults or defects for which a third party is responsible for either by law or under contract
- Wear and tear
- Failure or interruption of gas, water, or electricity services
- Aesthetic defects, e.g. scratches on painted, polished or varnished surfaces
- Consequential loss and liability of all kinds (with the exception of additional expenses for computer operation).
- Smoke, soot and corrosive gases
- Water and humidity
- Failure of air conditioning
- Short circuit and other electrical causes
- Burglary
- Hail and frost.