What is the Kidnap and Ransom Cover?
Kidnap and ransom insurance protects against financial losses that arise when an insured is threatened with kidnap, extortion, or illegal detention domestically or abroad.
- Ransom monies – Refers to money paid to kidnappers
- Transit cover – This safeguards against loss due to confiscation, or wrongful appropriation of ransom monies.
- Accidental death or dismemberment – This covers against death or permanent physical disablement occurring during a kidnapping
We will cover the following:

This policy is purchased by organizations, with global geographic footprints, that may require employees to travel a lot during the course of work and by high net worth individuals deemed to be at high risk of kidnapping or extortion.

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- Legal liability – Caters for cost resulting from any claim or suit brought by any insured person against the insured
- Additional expenses – Covers medical care, salary replacement, relocation and other expenses related to a kidnapping incident
