What is L.O.P. Following Machinery Breakdown?
The L.O.P. Following Machinery Breakdown is a cover that indemnifies the actual loss of gross profit sustained as a result of a business interruption caused by an accident covered under machinery insurance.
- Continuing business expenses/standing charges
- The net profit
- The salaries and wages paid to employees
- The increase in cost of working i.e. the additional expenditure necessarily and reasonably incurred for avoiding or diminishing a reduction in turnover
Some of the benefits covered include:

Step 1: Fill in the proposal form
Step 2: Subject to the primary machinery breakdown cover
Step 3: Provide maintenance and inspection records
Step 4: Quotation issuance
Step 5: Submit KRA Pin and certificate of incorporation
Step 6: Premium payment
Below is our step by step application process:

- The insured must be covered under the Machinery Breakdown Cover
- Defects for which the supplier is responsible
- Loss due to willful acts of negligence
- Loss in income without actual breakdown of the machinery
- Political and terror-related risks
