Protect their
Ensure the wellbeing of your
employees with the SME Health Cover.

What is the SME Health Cover?

The SME Health Cover is designed to meet the Health Insurance needs of SMEs by catering for medical expenses incurred by the insured members and their dependents for either inpatient or outpatient cases. It also caters for maternity, dental and optical expenses.
What's in it for you?
  • Flexibility of Cover - Various Plans are available to choose from and combine under this cover
  • Personal Accident Cover - This covers loss of life and permanent disablement of the insured due to an accident
  • No waiting periods - Get treated sooner by going to a private hospital
  • Hospital Cash- Get cash payments for stays in the hospital for 5 or more days
  • Volume Discounts- Bigger groups will enjoy discounts on their premiums
  • Flexibility on No. of employees - The cover can cater for as little as three employees to a maximum of 100
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How do I sign up?

To apply for this cover you will have to sit down with a Business Development Officer who will run a quotation in relation to the sum assured by the client. The proposer will then complete the application form and provide all required documents. After this, the BD Officer will kickstart the process.

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Our dedicated customer support team is one of the reasons that make UAP Old Mutual so user-friendly.

Want to know more about the SME Health Cover?If you want to know more, we've answered a few questions you might have.
    • Duly filled scheme application form by the scheme contact person or sponsor, signed and stamped
    • Duly filled and signed application form by each employee
    • Certificate of incorporation and KRA PIN Certificate for the group
    • Letter of appointment of the insurance agent or broker if any
    • List of members covered and dependents (where applicable) and relevant details. All employees or members of the organization must enroll
    • Proof of premium payment and the quotation. The cover will only commence after premiums payment
    • Pre-existing chronic conditions, psychiatry, congenital, cancer, and HIV/AIDS including related conditions
    • Overseas inpatient referrals, including catering for airfare to listed hospitals abroad (India) on credit
    • Post hospitalization benefit
    • Home nursing
    • External aids
    • Funeral expense for each person covered