This is a market-linked investment solution which seeks to help you fulfill your long-term financial needs while providing risk protection. On this plan, you can either select a regular premium payment option at a minimum of KES 3,000 monthly or a single premium payment plan of KES 300,000.

The product has a term of 5 to 10 years and is easily accessible via the Old Mutual website and app, providing instant access to policy information.

• Accumulated savings equal to the fund value at the end of the policy term.
• A Life cover benefit in the event of the policy owner’s death.

Individuals aged between 18-70 years. Cover ceases at age 75.

Yes, there is a waiting period of three (3) months for claims arising from natural causes. Accidental claims are payable immediately.

• An accumulated amount equal to your fund value at the end of the policy term.
• A lump sum benefit paid to your beneficiary in the event of your demise.
• Tax relief benefits of 15% of premiums capped at KES 5,000 per month, if your policy term is 10 years.

• You can take a break and resume anytime.
• You can reduce your premium to a minimum of KES 3,000.

Yes, after 2 years from the policy commencement date. Early redemption charges apply.

You can revise premiums anytime, starting from KES 3,000. Lump sum contributions are also allowed.

Yes. Withdraw within 30 days of receiving the contract document to get a refund.

• War, terrorism, rebellion, etc.
• Radioactivity or nuclear explosion.
• Criminal activities.
• Intentional self-harm.
• Fraud or misrepresentation.

For more information, visit Old Mutual Privacy Policy or email ClientServiceLife@Oldmutual.co.ke.