Knowledge is powerKnow what you earn so
you can conquer your spending.

What is the Secret of the Elephant?

Knowledge is also power for financial planning. If you do not draw up a budget at least once a year, you won’t know if you have or could get, any spare cash to increase your savings, or reduce your debt.
What's in it for you?
  • Help you identify different kinds of expenses and how to manage them.
  • Develop a family budget at least once a year.
  • You'll be able to create a list of a simple five-step budgeting process that works.
  • Enable you to develop a plan to track difficult variable expenses using the "elephant envelopes" method.

The Secret of the Elephant will

A guy sitting on a bench reading
What do I do with all my knowledge?
  • Learn what you earn, know what you owe and comprehend what you spend.
  • Use this information wisely to plan your spending in the future so that you can reduce debt, save more, or both.
  • Get into the habit of doing an annual budgeting exercise on the same day each year, just as our Finance Minister does an annual budget for the country.
  • To help you get into the habit, the module outlines a few simple steps to create a really useful personal budget.
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FIND OUT MORELearn how to gain and apply knowledge with the Elephant workbook.