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What is Accidental Disability Cover?

A disability shouldn't stop you from living your life and neither should your insurance. With Accidental Disability Cover, you are insured against accidents that may lead to the life assured being disabled. We would describe an accident as an external, unexpected event that is not traceable, even indirectly, to the life assured’s state of mental or physical health before the event.
What's in it for you?
  • You can pay a minimum premium of KES 1,000
  • The minimum term of the cover is 10 years and the maximum term is until the client turns 65 years
  • A premium waiver on disability and/or death where payer is different from life assured
  • The cover entitles you to insurance tax relief worth 15% of your premium contribution
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How do I apply?

You can easily get a quote and then request for a call back below. One of our financial advisors will contact you and guide you through the application process.

woman sitting in a wheelchair
TALK TO US  If this product is what you've been looking for, get in touch with us. Want to know more about Accidental Disability Cover?If you want to know more, we've answered some questions you might have.

    Disability accelerated by or as a result of suicide or violation of criminal law. More details on the exclusions are provided in the contract document.

    Persons in gainful employment are eligible for the product. However, certain occupations are not eligible and these occupations my be loaded to qualify.