Protect your familyProvide your family with a medical
insurance cover that offers high cover limits.

Afyaimara Family Executive


What is Afyaimara Executives?

This is a medical insurance cover that offers high cover limits for families and covers day and inpatient hospitalization, maternity, outpatient treatment, optical and dental with enhanced limits for chronic conditions including cancer. It's suitable for all persons and their legal dependents from birth to 65 years old.
What's in it for you?
  • No excess for inpatient cover
  • Cover for pre-existing conditions and for chronic conditions including HIV/AIDS and cancer
  • Countrywide Provider Network
  • High cover limits
  • Worldwide Geographical Coverage: Overseas treatment on credit under-listed hospitals, air evacuation by AMREF, overseas emergency treatment health checkups and much more
  • High cost providers; use of private doctors

Enjoy the following benefits:

Family sitting on the lawn in front of the house
How do I apply?

Please contact UAP Insurance or your insurance intermediary and fill the application form. Ensure you complete the application form in full and as accurately as possible to facilitate quick processing of your cover. Submit the duly filled form and the premium payment to UAP Insurance. All members as proposed will be issued with a membership card and a policy document will be issued for every proposal.

Persons over 60 years will be required to submit a medical report in the prescribed manner for eligibility.

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    • Waiting periods of 28 days for illness claims and 60 days for non-accident surgical claims
    • Persons over 60 years will be required to submit a medical report in the prescribed manner for eligibility
    • A member has to present their UAP medical cards to the health service provider. Inform the attending provider that they are covered by UAP
    • Eligibility is all persons and their legal dependants from age of zero (0) months to the age of eighty 80 years. Existing members can continue renewing in the scheme up to the age of 85 years
    • Eligible dependents include one spouse, own children from age of 0 months to 18 years of age. Children 19 years and above will be covered as principal persons

    If you want to learn more about the general conditions on the cover, read our brochure.

    Below are general exclusions from the cover:

    • Expenses where material information is withheld or misstated
    • Infertility treatment
    • Cosmetic surgery unless caused by accident
    • Weight management treatments and drugs
    • Participation in professional and hazardous sports e.g. bungee jumping, paragliding
    • Treatment other than by registered medical practitioner
    • Self-referred or self-prescribed treatment
    • Drugs dispensed by the treating doctor
    • Nutritional supplements unless prescribed as part of medical treatment
    • Alternative treatment - Chiropractors, Acupuncturist, Herbalist
    • Drunkenness, drug addiction, intentional self-injury
    • Expenses incurred in connection with participation in riot, strike and civil commotion
    • Naval, military or air force operations
    • Expenses recoverable under any other insurance e.g. NHIF, GPA, WIBA
    • Beauty treatment in nature cure clinics or health hydro’s
    • Diagnostic equipment (e.g. Glucometers, BP machines)
    • Experimental treatment
    • Declared pandemics, epidemics, and natural disasters
    • Contamination by radioactivity from nuclear fuel, waste, or fission
    • Illness claims incurred within the first 28 days of cover
    • Surgical claims incurred within the first 60 days of cover
    • Benefits not purchased or not indicated in the brochure

    *Refer to the policy document for detailed exclusions