What is Old Mutual Motor Commercial Insurance Cover?
This is a comprehensive insurance product that businesses can take up to cover vehicles that they use commercially. It also covers fleets for businesses with two or more vehicles. The policy comes in three levels of cover: Third party only, Third party, Fire and Theft and Comprehensive cover.
- Full Third Party - This covers liability for death or bodily injury to others plus damage to property of others up to a certain amount
- Full Third Party, Fire and Theft - This policy covers Full Third Party plus damage or loss caused by fire or theft to the insured vehicle
- Comprehensive - This insurance covers Full Third Party, Fire and Theft plus accidental damage to the insured’s vehicle, medical expenses and towing charges
This wide-ranging policy covers vehicles such as minibusses, trucks and tractors employed by enterprises for commercial purposes. It similarly insures fleets for companies with two or more vehicles.
- Driving license
- Police Abstract
- Completed claim form
- By accidental collision or overturning
- By fire, external explosion, self-ignition, or lightning
- Burglary, housebreaking, or theft
- By malicious act
- Whilst in transit (including the processes of loading and unloading incidental to such transit) by inland waterways, lift, or elevator
- By flood, typhoon, hurricane, volcanic eruption, earthquake, or other convulsions of nature
- Third-party liabilities
- Window and window glasses
- Entertainment unit
- Repair authority
- Towing
- Medical expenses for the driver and turn boys
- Political risk and terrorism cover
- Personal accident cover for driver and loader
We shall require you to submit:
This insurance product covers loss or damage to the motor vehicle, its accessories, and spare parts whilst thereon: