Protect your
Should you suffer from a severe
illness, we've got you covered.

What is Severe Illness Cover?

Get a cover that's a financial bridge that gives you a fighting chance on the first diagnosis of a critical illness. With insurance, you will be protected against specified severe illnesses. We secure you financially by paying a lump sum in the event of diagnosis or occurrence of such illnesses within the benefit term.
What's in it for you?
  • You can pay a minimum premium of KES 1,000
  • The minimum term of the cover is 10 years and the maximum term is until the client turns 65 years
  • A premium waiver on disability and/or death where the payer is different from life assured
  • We pay for the medicals that you undergo when signing up for the cover
man lying in a hospital bed
How do I apply?

You can easily get a quote and then request for a call back below. Our financial advisor will contact you and guide you through the process. You can also SMS the word ‘Dependability’ to 22801 and we’ll be in touch with you.

doctor talking to a woman in a wheelchair


Life is not without any health risks or illnesses, get covered today.

Want to know more about Severe Illness Cover?If you want to know more, we've answered questions you might have.

    Below are the illnesses that you can get covered for:

    1. Cancer
    2. Heart attack
    3. Open heart surgery
    4. Stroke
    5. Paraplegia
    6. Major organ transplant
    7. Aortic surgery
    8. Renal/kidney failure
    9. Accidental brain damage
    10. Coma
    11. Multiple Sclerosis
    12. Motor Neuron Disease
    13. Muscular Dystrophy
    14. Dementia
    15. Parkinsonism
    16. Connective Tissue Disease: Rheumatoid Arthritis

    Exclusions are defined in the contract document under the Definition of Severe Illness section.

    It's suitable for all lives that are eligible subject to underwriting limits, age limits and insurable interest.