Don't worry about medical billsWe have some great health cover plans for everyone,
choose one that suits your needs.

Why you should think about your health

We all know that life is not without any health risks, it's better to stay prepared for when that happens. You will need a plan that covers those medical expenses that always cost more than expected. That's where our Afya Imara Health Plans come in.
What's in it for you?
  • We will cover medical expenses
  • Cover yourself and your family including children
  • Access to countrywide UAP Old Mutual medical providers
  • Enjoy medical benefits with flexible packages for yourself, family, groups and the self-employed
A doctor standing with a stethoscope around his neck
Choose a health cover suitable for you

Don't wait until the last minute. We've got a range of health care plans to choose from.

Health Care Plans
What is the age limit?
Providers
In-patient limits KSh
Out-patient limits KSh
Minimum premiums
Afyaimara

Comprehensive family cover with access to a wide range of providers.

Joining age 0 - 65 years old. Renewable for life.

UAP Old Mutual medical providers

500K - 10M

Low - Medium

Ksh 30,433 p.a.

Afyaimara Junior

Tailored medical cover for children between 0-18yrs old.

Covers children from 0 to 18 years old. Can extend to above 18 years up to a maximum of 21 years old.

UAP Old Mutual medical providers

500K - 5M

50K - 150K

Ksh 26,219 p.a.

Afyaimara Junior - Gertrudes Hospital option

Tailored medical cover for children between 0-18yrs old.

Covers children from 0 to 18 years old. Can extend to above 18 years up to a maximum of 21 years old.

Gertrudes Children's Hospital

500K - 5M

50K - 150K

Ksh 29,711 p.a.

Afyaimara Senior

Cover tailored for seniors between 65 and 80 years.

The joining age is Seniors between 65 and 80 years. Renewable for life.

UAP Old Mutual medical providers

500K - 10M

100K - 200K

Ksh 58,055 p.a.

Afyaimara County

Cover for individuals and families with access to county hospitals across the country.

Joining age of 0 - 65 years old.

County-Level medical providers

100K - 1M

25K - 50K

Ksh 11,274 p.a.

Afyaimara Executive

Provides high cover limits for individuals or families.

Joining age of 0- 80 years old.

UAP Old Mutual medical providers

10M- 20M

200K - 250K

Call for a tailored quote

Afyaimara

Comprehensive family cover with access to a wide range of providers.

Afyaimara Junior

Tailored medical cover for children between 0-18yrs old.

Afyaimara Junior - Gertrudes Hospital option

Tailored medical cover for children between 0-18yrs old.

Afyaimara Senior

Cover tailored for seniors between 65 and 80 years.

Afyaimara County

Cover for individuals and families with access to county hospitals across the country.

Afyaimara Executive

Provides high cover limits for individuals or families.

What is the age limit?

Joining age 0 - 65 years old. Renewable for life.

Providers

UAP Old Mutual medical providers

In-patient limits KSh

500K - 10M

Out-patient limits KSh

Low - Medium

Minimum premiums

Ksh 30,433 p.a.

What is the age limit?

Covers children from 0 to 18 years old. Can extend to above 18 years up to a maximum of 21 years old.

Providers

UAP Old Mutual medical providers

In-patient limits KSh

500K - 5M

Out-patient limits KSh

50K - 150K

Minimum premiums

Ksh 29,711 p.a.

What is the age limit?

Covers children from 0 to 18 years old. Can extend to above 18 years up to a maximum of 21 years old.

Providers

Gertrudes Children's Hospital

In-patient limits KSh

500K - 5M

Out-patient limits KSh

50K - 150K

Minimum premiums

Ksh 29,711 p.a.

What is the age limit?

The joining age is Seniors between 65 and 80 years. Renewable for life.

Providers

UAP Old Mutual medical providers

In-patient limits KSh

500K - 10M

Out-patient limits KSh

100K - 200K

Minimum premiums

Ksh 58,055 p.a.

What is the age limit?

Joining age of 0 - 65 years old.

UAP Old Mutual medical providers

County-Level medical providers

In-patient limits KSh

100K - 1M

Out-patient limits KSh

25K - 50K

Minimum premiums

Ksh 11,274 p.a.

What is the age limit?

Joining age of 0- 80 years old.

Providers

UAP Old Mutual medical providers

In-patient limits KSh

10M- 20M

Out-patient limits KSh

200K - 250K

Minimum premiums

Call for a tailored quote

Want to know more about Afyaimara Health Covers?If you want to know more, we've answered questions you might have.
    • Waiting periods of 28 days for illness claims and 60 days for non-accident surgical claims
    • Persons over 60 years will be required to submit a medical report in the prescribed manner for eligibility
    • A member has to present their UAP medical cards to the health service provider. Inform the attending provider that they are covered by UAP
    • Eligible dependents include one spouse, own children from age of 0 months to 18 years of age. Children 19 years and above will be covered as principal persons

    Below are general exclusions from the cover:

    • Expenses where material information is withheld or misstated
    • Infertility treatment
    • Cosmetic surgery unless caused by accident
    • Weight management treatments and drugs
    • Participation in professional and hazardous sports e.g. bungee jumping, paragliding
    • Treatment other than by registered medical practitioner
    • Self-referred or self-prescribed treatment
    • Drugs dispensed by the treating doctor
    • Nutritional supplements unless prescribed as part of medical treatment.
    • Alternative treatment - Chiropractors, Acupuncturist, Herbalist
    • Drunkenness, drug addiction, intentional self-injury
    • Expenses incurred in connection with participation in riot, strike and civil commotion
    • Naval, military or air force operations
    • Expenses recoverable under any other insurance e.g. NHIF, GPA, WIBA
    • Beauty treatment in nature cure clinics or health hydro’s
    • Diagnostic equipment (e.g. Glucometers, BP machines)
    • Experimental treatment
    • Declared pandemics, epidemics, and natural disasters
    • Contamination by radioactivity from nuclear fuel, waste, or fission
    • Illness claims incurred within the first 28 days of cover
    • Surgical claims incurred within the first 60 days of cover
    • Benefits not purchased or not indicated in the brochure

    *Refer to the policy document for detailed exclusions